Asset Management Bailey Financial Services
Perspective built over more than three decades.
For over 30 years, I have helped individuals and families navigate changing markets, evolving economic conditions, and the real-life decisions that shape retirement.
Over that same time, I have worked closely with power company employees and retirees, guiding them through complex benefit structures, rollover decisions, and retirement income planning with a steady, long-term view.
My focus is simple: reduce noise, increase clarity, and help people make informed decisions based on understanding rather than headlines.
Advisor Perspective
How I Think About Risk
Risk isn’t volatility. For retirees and pre-retirees, risk is anything that can permanently change the lifestyle your assets were meant to support—especially during the early years of retirement.
- Sequence matters. A bad first five years can do lasting damage.
- Income changes everything. Withdrawals alter how markets affect you.
- Inflation is risk. Stable dollars don’t guarantee stable purchasing power.
- Behavior matters. A plan must be survivable, not just optimal on paper.
Most investors discover sequence risk too late. Understanding it early changes everything.
When the Rules Change, So Must the Plan
We are currently navigating a financial and geopolitical landscape that future historians will undoubtedly define as a period of profound transformation. The convergence of persistent global inflation, unprecedented fiscal and monetary policy shifts by institutions like the Federal Reserve, and rapidly changing geopolitical power dynamics means that relying on outdated financial models is inherently risky.
These truly historic times are defined by deep structural changes—creating not only widespread uncertainty but also the potential for generational opportunity. For investors, this environment demands abandoning passive strategies in favor of an active, adaptive plan designed not just to seek shelter, but to strategically position capital to thrive in a world where the rules of the game are constantly being rewritten.
Where We Are in the Market Cycle
Markets move in cycles. Investor behavior changes with each one.
"Navigating today's markets requires more than just software—it requires history. With insights gleaned from navigating Black Monday in 1987, the Dotcom bubble, and the 2008 housing crisis, Wilder Bailey brings decades of steady-handed experience to your portfolio.
While others chase trends, Wilder focuses on the 'acres of diamonds'—the overlooked opportunities that build sustainable wealth while keeping your capital secure."
Not All Advisors Operate the Same Way
Most investors assume all advisors are the same — until they experience what true independence feels like. As a fiduciary RIA, I work solely for you, not a brokerage firm. That means candid conversations about risk, clear guidance through uncertain markets, and advice driven by your future — not anyone’s sales agenda. Learn more about how I operate as an independent advisor.
An Independent Advisor with Institutional Support
Independent advice, institutional resources
As an independent RIA, I’m free to put your interests first—without a brokerage firm’s sales agenda. Behind the scenes, I partner with AssetMark, a leading advisor platform that provides research, risk tools, and operational support.
That combination allows me to stay focused on what matters most: helping you protect and grow your retirement assets through today’s unusual market cycles.
How My AssetMark Partnership Supports Your PlanWhat this means for you
- Independent, fiduciary advice focused on your goals
- Access to professionally managed portfolios and strategies
- Ongoing research, monitoring, and risk oversight
- Modern reporting and a well-supported account experience
